Colorado is home to some of the most beautiful real estate in the country with its picturesque mountain views and crisp, clean air. Whether you are applying for your first mortgage or you’re interested in refinancing your second home in Colorado, EZ Lending Solution is here to help. We offer a wide range of products to an even wider range of people in order to help everyone realize their dreams of homeownership.
The People We Help
EZ Lending Solution works with many different types of people ranging from first-time buyers, real estate investors, and even commercial property owners. Although we offer numerous conventional mortgage and refinance products, we are also available to help those who may have been turned down by other lenders in the past due to credit scores, employment status, and many other factors. Many of our clients are self-employed, have foreclosures or bankruptcies, or have a relatively high debt-to-income ratio. EZ Lending Solution is dedicated to finding the right affordable home loans for everyone, regardless of their current situations.
The Products We Offer
EZ Lending Solution provides Colorado residents with access to a variety of mortgages and refinance opportunities designed to help them buy their dream homes and live in them more comfortably. Our products include:
VA Loans
A VA loan is a mortgage or refinance backed by the US Department of Veterans Affairs (VA). It is available to veterans, active service members, and their spouses as an affordable alternative to a conventional mortgage. The majority of VA loans require no down payment, and they come with incredibly competitive interest rates that are often lower than conventional rates. We have helped many of our Colorado clients buy their dream homes with VA loans, and we can help you do the same.
FHA Loans
The Federal Housing Administration (FHA) also backs loans in Colorado called FHA loans. If you struggle to meet the requirements of a conventional mortgage or refinance, an FHA loan may be the perfect alternative. All of the qualifying criteria is determined by the FHA, and for most aspiring homeowners, that criteria is far easier to meet. If you have a credit score of at least 500, we can help you determine whether an FHA loan is right for you.
Conventional Loans
Conventional mortgages and refinances are the most popular home loan services in Colorado. EZ Lending Solution provides competitive interest rates and flexible terms that are designed to help you find the home or property that is perfect for you – and at a price you can afford, too. Conventional loans have stricter qualifying criteria, but they can also offer greater flexibility and lower interest rates.
Commercial Loans
If you want to buy a business, acquire a property to start a new business, or even purchase a multifamily apartment complex in Colorado, you’ll need a commercial loan. These mortgages and refinance opportunities are designed with business in mind, so the requirements are often based on your business rather than your own personal credit. EZ Lending Solution provides a variety of commercial lending products to our clients.
Non-Qualifying Mortgages
Some people in Colorado struggle to meet the requirements for a traditional mortgage because they have non-traditional lives. If you have struggled to secure a mortgage because you are self-employed or because you do not have all the necessary documents for a conventional mortgage, a non-qualifying mortgage (non-QM) could be the perfect solution for you. We have helped numerous people in Colorado purchase homes when other lenders have turned them down thanks to our non-QM mortgage products.
Jumbo Loans
Colorado is home to some of the most luxurious properties in the nation, and that luxury comes with a much higher price tag. Conventional mortgages come with loan limits based on the area and the average cost of properties, and if the home you want to purchase exceeds that amount, you will need to apply for a jumbo loan. While interest rates are akin to those associated with conventional loans, it is important to note that the qualifications you must meet are more stringent.
Colorado is one of the most breathtakingly beautiful states in America, and purchasing property here is a dream come true for many. Whether you want to buy your first home, a commercial property, or a luxury property in Aspen with a stunning mountain view, EZ Lending Solution is here to help. We offer a wide range of products that are specifically tailored to you.
To learn more about EZ Lending Solution, to speak with one of our lending professionals, or to apply for a mortgage or refinance, contact us today.