Lending Solutions in


Whether you want to buy a home in the heart of Atlanta or in the quiet suburbs of Savannah, EZ Lending Solution works with thousands of people in the beautiful state of Georgia to help them obtain their dream homes. We provide numerous mortgage and refinance solutions for all – including those who may not qualify for conventional mortgages.

We Can Help Everyone

There’s nothing more frustrating than being turned down for a mortgage after you’ve found the perfect home or property, but traditional lenders all across Georgia turn people away every day because they cannot meet strict lending requirements. Here at EZ Lending Solution, our passion is helping everyone – regardless of their past or current circumstances. If you have been denied a mortgage or refinance because you are self-employed, you cannot produce the required documents, or you simply cannot meet the stringent requirements for obtaining the mortgage you need, we can help.

Our Lending Products

In order to help people in Georgia live the lives they deserve in the homes they deserve, we offer a wide range of mortgage and refinance products that can be tailored to your specific needs. These include:

Conventional Mortgage/Refinance Options

If you applied for a mortgage at your bank, you likely applied for what is known as a conventional mortgage. These are the most common loan types in Georgia, and most traditional banks and credit unions offer them. Interest rates on conventional loans can vary a great deal based on your unique financial situation and credit history, and they can also vary from one lender to the next. EZ Lending Solution offers highly competitive interest rates and flexibility that many other lenders simply do not.

Commercial Mortgages

If you are interested in buying or refinancing a commercial property in Georgia, you will need to apply for a commercial loan. These loans apply to shopping centers, apartment complexes, office buildings, and even industrial properties. Our commercial loans are highly competitive, and we work hard to help you get approved.

FHA Loans

If you struggle to meet the requirements associated with conventional mortgages or refinances, an FHA loan (backed by the Federal Housing Authority) is an excellent alternative. If you have a credit score of at least 500 and you can meet income, debt-to-income, and credit history requirements, you could be approved with a down payment between 3.5% and 10%. EZ Lending Solution works hard to make FHA loans simpler for aspiring homeowners in Georgia.

VA Loans

If you or your spouse are a veteran or an active military member and you are interested in purchasing your first home, a VA loan is likely the best opportunity for you. The vast majority of these loans require no down payment, and they offer more flexible terms and lower interest rates than conventional mortgages in most cases, as well. EZ Lending Solution helps people across Georgia buy their dream homes with VA loans every day, and we work hard to make the process as easy as possible, as well.

Non-Qualifying Mortgages

In some cases, Georgia residents are turned down for conventional or even FHA loans because they cannot meet the guidelines for income, documentation, or credit. A non-qualifying mortgage, or non-QM loan, is designed to help individuals in unique situations acquire the funding they need to buy homes. We help people who are self-employed, who lack the documentation they need, or who have unique needs with our flexible non-QM loan options.

Jumbo Loans

Georgia is home to many beautiful luxury properties spread out over acres and acres of land. However, in some cases, conventional loans are not enough to cover the cost of the property since there are lending limits set forth by Fannie Mae and Freddie Mac. EZ Lending Solution provides jumbo loans to help you acquire large and/or luxury properties in Georgia as long as you can meet the stricter income and credit guidelines associated with them.

Buying a home or commercial property in Georgia – or even refinancing the property you already own – does not need to be a difficult or drawn-out process. EZ Lending Solution provides numerous options designed to help regardless of your current needs. To learn more about any of the lending products we offer, or to speak to one of our lending experts, give us a call or send us a message today.