Lending Solutions in


Minnesota has become a very popular state in recent years due to a very good budget and economic outlook. As such, more and more people move to Minnesota – and especially Minneapolis – for the numerous career opportunities that are available. If you are considering a move to Minnesota, or if you are a Minnesota resident interested in obtaining a mortgage, refinancing your home, or repairing your credit, EZ Lending Solution can help you reach your financial goals.

Who Do We Help?

The team at EZ Lending Solution works with people in Minnesota and several other states, including first-time buyers, homeowners interested in refinancing, real estate investors, and commercial and multi-family property owners. While we do offer numerous conventional mortgage opportunities, we also work with people who may not qualify for conventional mortgages to help them realize their dreams of homeownership. 

If you’ve been turned down for a home loan in Minnesota in the past, EZ Lending Solution can help. Many of our clients are self-employed, lack the proper documentation to obtain a conventional mortgage, have less-than-perfect credit scores, or have high debt-to-income ratios that make it difficult for them to obtain the funding they need. We even work with people who have previous foreclosures and bankruptcies to help them on the path to homeownership.

What Do We Offer?

Minnesota residents can rely on EZ Lending Solution for numerous refinancing and home loan opportunities that were specifically designed to help them realize the dream of homeownership in ways they can afford. Our products include:

Conventional Mortgage/Refinance Options

Conventional loans are the most common types of mortgages offered in Minnesota, and EZ Lending Solution can help you find a mortgage with the interest rates, terms, and monthly payment schedule that best suits your needs.

Commercial Mortgages

Whether you are buying property for a business, a multi-family home or apartment building, or some other commercial building, EZ Lending Solution can help you obtain the funding you need at rates you can afford. The products we offer are based on your business rather than your personal credit score, and we can help you find the best option for your needs.

FHA Loans

An FHA loan is one that is backed by the Federal Housing Administration (FHA) and is offered to people who may not qualify for a conventional mortgage due to their credit history or inability to pay a full down payment. The FHA determines the qualifying criteria, which is much simpler to meet than with a standard mortgage. If you want to buy a home in Minnesota and your credit score is at least 500, we can work with you to help you find the home of your dreams.

VA Loans

If you are a military veteran or a surviving spouse of a military veteran, you may qualify for a VA loan in Minnesota. These are backed by the US Department of Veterans Affairs (VA) and provide an affordable means to purchase a home. Some of the perks associated with a VA mortgage include no down payments, competitive interest rates, and credit requirements that are much easier for most to meet.

Non-Qualifying Mortgages

Many people in Minnesota find that they cannot obtain traditional mortgages because their situations are non-traditional. For example, individuals who are self-employed often cannot produce the required documentation for a conventional mortgage, which means they struggle to buy homes. Here at EZ Lending Solution, we help people regardless of their careers.

Jumbo Loans

Finally, if you are interested in buying a luxury home in Minnesota, you might find that traditional lenders have caps on the amount they can lend – and this often makes it difficult to secure funding for that beautiful home with a view. A jumbo loan is designed to help cover bigger purchases, but in some cases, they may come with higher interest rates and more stringent qualifications.

Minnesota is a beautiful place to live, but not everyone can qualify for a conventional mortgage offered by their banks or credit unions. EZ Lending Solution understands the intricacies of the real estate industry and offers numerous products that are specifically designed for your unique situation. 

If you want to learn more about the products we offer, or if you want to apply for one of our numerous mortgages and loans, contact us today. We are happy to get to know you and your unique situation so we can help you find the perfect loan.